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calculators

Free Tools

Money tools for the US, UK & Canada

2026 tax-year estimates. Educational only — not a payslip or tax return.

US tax year 2026

Your pay

Take-home estimate

Per year

    Monthly money in

    Needs = rent, food, bills, insurance. Wants = extras. Saving = emergency fund, investing, extra debt payoff.

    Your split

      Assets

      Liabilities

      Saved in this browser only.

      Net worth

        Estimates only. US: 2026 IRS federal brackets, standard deduction, SS wage base $184,500, employee FICA; state tax is the optional % you type. UK: 2026/27 personal allowance £12,570, England/Wales/NI or Scottish bands, Class 1 NI. Canada: 2026 federal + selected provincial brackets, CPP/CPP2, EI (Quebec includes abatement and QPIP estimate). Not tax, payroll, or investment advice.